I read a post on Instagram a day or two ago and its stayed with me. Have you ever had that happen? Where you read something and like two or three days later you’re still annoyed by it?
I’m not the kind of person to comment on it and leave my opinion. Mostly because I don’t know this person so I’m sure they don’t care what I have to say, but also because I don’t want to be “troll”. Is that even the right word? I didn’t want to start a stupid argument over something that’s really just a difference of opinion.
Anyway back to the point. I follow the hash tag debtfreecommunity. I’m working on becoming debt free and want a better financial future that want is considered normal these days. This post said that they paid off all their debt and they weren’t happy. It was encouraging people to continue to live their lives and not to worry about paying off debt because it wont make you happy to be debt free.
Well no shit Sherlock!
Reason #3 I didn’t comment on the page…I have a lot to say about this!
Of course if you are a super unhappy person and depend on ANYTHING to make you happy, you wont be. Happiness is about perspective and gratitude and is something that you have to work at everyday. To expect that once you get all your debt paid off that angels are going to come sing for you and lift you up on a happiness cloud is ridiculous. YOU have to make yourself happy.
We are working our bums off to get out of debt and we really aren’t even in that bad! I can tell you when my car is paid off I will be the one singing and dancing and celebrating because I really will be so happy! Am I relying on it for my total happiness? Absolutely not! But its going to be a major bonus!
I’m also pretty dang happy with where we are now. We both make decent money and I was fortunate enough to have a job that let me come back an extra day occasionally. I am blessed to be able to teach Les Mills classes and get paid to work out. I’m happy that I get to spend time with my family and have great friends who understand when I say “No I can’t come out tonight I didn’t budget for it”.
That’s the magic word and I think that’s what this Instagram user had a problem with. If I had to guess anyway. I don’t know this person.
Getting out of debt is hard. You have to say no to things you want to do and things you really could afford. Depending on how you look at being able to afford things.
If you are using a credit card in the process we are in now you can’t afford it. For some people that doesn’t matter and good for you. I don’t have a problem with that cause its not my business. People use them then pay off the balance each month. I’d want to be able to pay cash for everything.
I can tell you that as of now I’m enjoying budgeting every paycheck down to the dollar and knowing what we can and can’t do. I get super excited when I budget and put money in savings or get to throw an extra $100 at the credit card or soon to be just my car payment. I love watching those balances drop!
Everyone is different just like every budget and financial goal is different. I just didn’t appreciate this person posting and discouraging people to become debt free. Its hard enough when we are all trying to stay positive and encourage each other. I don’t need the negative Nancy out there making things harder.
So to everyone on a budget with a goal just know you can do this! It will be worth it because you are worth it. You deserve the money you work for and shouldn’t have to give it away!