Minimalism and Budgeting

Minimalism and budgeting.

Wow never in  a million years would I have thought those would be my two favorite words! It seems they go hand in hand right? If you don’t have a lot of stuff that means you aren’t buying crap and wasting money!

At least that’s how it will be. I feel like I’m spending money in order to have organization for less stuff! Yup leave it to me to make simple things a royal pain in the ass!

So, my journey to minimal living is going well… we got the new kitchen table with the storage underneath and everything is organized in the kitchen and fridge. Yay me! I ALMOST feel like I have the whole kitchen done. Now its just the daily chore of keeping the counters clean and sink empty. I feel like it should be easier when there’s only 3 of us but whatever.

Working on our bedroom next. Our living room is fairly small and empty so I feel like that just needs to be kept clean. Easier said than done right? Isn’t that the worlds mantra? Anyway back on track. Bedroom is coming along. We no longer have crap accumulated at the end of the bed and our shoes are organized in the stand which means we aren’t tripping over them and I’m not throwing them.

Yes I’m a shoe thrower! Especially when I tripped over one that wasn’t supposed to be there in the first place. Hence the journey we are on.

Our other big adventure is budgeting!!! *happy dance* Seriously I never knew how happy having a budget could make me!

I have my friend Sarah to thank for this new obsession. She turned me to Dave Ramsey ! For those of you who don’t know him its worth looking at. For me I love that there are baby steps! Anything with baby steps is right up my alley! I’m all about it.

His first baby step is to save $1,000 emergency fund. Then start paying off all debt. Why you ask? Because if you don’t have payments guess what you have?!?! MONEY!!!

Mind Blown!

There’s more to it than that and he has a whole debt snowball thing going so I would check out his website and the whole process. I listen to his podcast and am obsessed. The debt free scream is now on the bucket list!

We started with a budget. Seems simple right?!?! But we weren’t doing it before! Totally insanity.  Now I’m a bit retarded so I can not do a whole monthly budget. My husband and I get paid on alternate weeks so we have a paycheck coming in every week. That’s how I do it. I budget down to every dollar for each week looking at what bills we have to pay that week and looking ahead to see whats coming.

Yes yes yes I know that makes up my monthly budget. Still can’t just write down the monthly one! It’s a mental block I have. But doing it by the week for the month works for me and guess what? I don’t even care. If it’s not broke, don’t worry about it!

Its taken a few months to get everything down and we still have months where we back slide. It happens, its called life. That being said I have never felt more in control of our money and most importantly our future.

After being on a budget when we do back slide its soooo much easier to get back on track. It’s no longer the end of the world and full-blown panic mode.

Adulting sucks. There’s no point in sugar-coating it.

Paying bills, keeping a clean house, getting a hostess gift, it’s all just exhausting and quite frankly way too much to think about. So much like trying to like the summer time, this is me, trying to enjoy being an adult! Finding ways to make cleaning fun like listening to my podcast while I do dishes. Watching the housewives while folding laundry.

I’m interested… what makes cleaning house more exciting for you people? How do you get through it?